Medicare Basics

The Centers for Medicare & Medicaid Services (CMS) is the Federal agency responsible for administering Medicare, Medicaid and several other health-related programs. CMS is part of the U.S. Department of Health and Human Services. Medicare is the Federal health insurance program for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD is permanent kidney failure requiring dialysis or a kidney transplant).   Medicare currently has the following four (4) parts: Part A (Hospital Insurance) Part B (Medical Insurance) Part C (Medicare Advantage Plans, like an HMO or PPO) Part D (Medicare prescription drug … [Read more...]